PLEASE READ THIS TERMS OF SERVICE AGREEMENT CAREFULLY. BY USING THIS WEBSITE OR ORDERING PRODUCTS FROM THIS WEBSITE YOU AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT.
This Terms of Service Agreement (the “Agreement”) governs your use of this website, www.investeliteresearch offer of products for purchase on this Website, or your purchase of products available on this Website. Further, please note that the terms Investelite Research Investment Advisor may be used interchangeably throughout this agreement, as applicable. This Agreement includes, and incorporates by this reference, the policies and guidelines referenced below. Investelite Research Investment Advisor reserves the right to change or revise the terms and conditions of this Agreement at any time by posting any changes or a revised Agreement on this Website. Investelite Research Investment Advisor will alert you that changes or revisions have been made by indicating on the top of this Agreement the date it was last revised.
The changed or revised Agreement will be effective immediately after it is posted on this Website. Your use of the Website following the posting any such changes or of a revised Agreement will constitute your acceptance of any such changes or revisions. Investelite Research Investment Advisor encourages you to review this Agreement whenever you visit the Website to make sure that you understand the terms and conditions governing the use of the Website. This Agreement does not alter in any way the terms or conditions of any other written agreement you may have with Investelite Research Investment Advisor for other products or services. If you do not agree to this Agreement (including any referenced policies or guidelines), please immediately terminate your use of the Website. If you would like to print this Agreement, please click the print button on your browser toolbar.
Content, Intellectual Property & Third Party Links: In addition to making Products available, this Website also offers information and marketing materials. Investelite Research Investment Advisor may not always create the information offered on this Website; instead the information may be gathered from other sources. To the extent that Investelite Research Investment Advisor does create the content on this Website, such content is protected by intellectual property laws of the India, foreign nations, and international bodies. Unauthorized use of the material may violate copyright, trademark, and/or other laws. You acknowledge that your use of the content on this Website is for personal, noncommercial use. Any links to third-party websites, if provided, are provided solely as a convenience to you. Investelite Research Investment Advisor does not endorse the contents on any such third-party websites. Investelite Research Investment Advisor is not responsible for the content of or any damage that may result from your access to or reliance on these third-party websites. If you link to third-party websites, you do so at your own risk.
Use of Website: Investelite Research Investment Advisor is not responsible for any damages resulting from use of this website by anyone. You will not use the Website for illegal purposes. You will (1) abide by all applicable local, state, national, and international laws and regulations in your use of the Website (including laws regarding intellectual property), (2) not interfere with or disrupt the use and enjoyment of the Website by other users, (3) not resell material on the Website, (4) not engage, directly or indirectly, in transmission of “spam”, chain letters, junk mail or any other type of unsolicited communication, and (5) not defame, harass, abuse, or disrupt other users of the Website.
License: By using this Website, you are granted a limited, non-exclusive, non-transferable right to use the content and materials on the Website in connection with your normal, noncommercial, use of the Website. You may not copy, reproduce, transmit, distribute, or create derivative works of such content or information without express written authorization from Investelite Research Investment Advisor or the applicable third party (if third party content is at issue).
Posting: By posting, storing, or transmitting any content on the Website, you hereby grant Investelite Research Investment Advisor a perpetual, worldwide, non-exclusive, royalty-free, assignable, right and license to use, copy, display, perform, create derivative works from, distribute, have distributed, transmit and assign such content in any form, in all media now known or hereinafter created, anywhere in the world. Investelite Research Investment Advisor does not have the ability to control the nature of the user-generated content offered through the Website. You are solely responsible for your interactions with other users of the Website and any content you post. Investelite Research Investment Advisor is not liable for any damage or harm resulting from any posts by or interactions between users. Investelite Research Investment Advisor reserves the right, but has no obligation, to monitor interactions between and among users of the Website.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW: This Site, the services and other materials are provided “AS-IS”, without warranty of any kind, express, implied, statutory or otherwise, including the implied warranties of title, non-infringement, merchantability or fitness for a particular purpose and that we assume no responsibility for your (in)ability to (or any costs or fees associated with your (in)ability to) obtain access to researchandranking.com. Nor do we assume any liability for the failure to store or maintain any user communications or personal settings.
PROVIDED that the User agrees, accepts and understands that all Research Advisory Services related work is carried out on a good-faith basis and as per specific understanding / agreement by and between us and the party concerned.
The website makes no warranty that:
• Your requirements will be met or that services provided will be uninterrupted, timely, secure or error-free;
• Materials, information obtained and descriptions of services will be effective, accurate or reliable;
• any errors or defects in the website, services or other materials will be corrected;
• The services availed shall be available throughout the year, or available at all times; or Your concerns will be addressed by us to your satisfaction.
No advice or information, whether oral or written, obtained by you from Investelite Research Investment Advisor or through or from its services shall create any warranty not expressly stated in these terms and conditions.
The user understands and agrees that any material or data downloaded or otherwise obtained through the website, including all services related work is done entirely at their own discretion and risk and they will be solely responsible for any damage to their computer systems or loss of data that results from the download of such material, data or service. The website accepts no liability for any errors or omissions, with respect to any information provided to you whether on behalf of itself or third parties.
Investelite Research Investment Advisor entire liability, and your exclusive remedy, in law, in equity, or othwerwise, with respect to the website content and products and/or for any breach of this agreement is solely limited to the amount you paid, less shipping and handling, for products purchased via the website. Investelite Research Investment Advisor will not be liable for any direct, indirect, incidental, special or consequential damages in connection with this agreement or the products in any manner, including liabilities resulting from (1) the use or the inability to use the website content or products; (2) the cost of procuring substitute products or content; (3) any products purchased or obtained or transactions entered into through the website; or (4) any lost profits you allege. Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages so some of the above limitations may not apply to you.
You will release, indemnify, defend and hold harmless Investelite Research Investment Advisor and any of its contractors, agents, employees, officers, directors, shareholders, affiliates and assigns from all liabilities, claims, damages, costs and expenses, including reasonable attorneys’ fees and expenses, of third parties relating to or arising out of (1) this Agreement or the breach of your warranties, representations and obligations under this Agreement; (2) the Website content or your use of the Website content; (3) the Products or your use of the Products (including Trial Products/Offer); (4) any intellectual property or other proprietary right of any person or entity; (5) your violation of any provision of this Agreement; or (6) any information or data you supplied to Investelite Research Investment Advisor. When Investelite Research Investment Advisor is threatened with suit or sued by a third party, Investelite Research Investment Advisor may seek written assurances from you concerning your promise to indemnify Investelite Research Investment Advisor; your failure to provide such assurances may be considered by Investelite Research Investment Advisor to be a material breach of this Agreement. Investelite Research Investment Advisor will have the right to participate in any defense by you of a third-party claim related to your use of any of the Website content or Products, with counsel of Investelite Research Investment Advisor’s choice at its expense. Investelite Research Investment Advisor will reasonably cooperate in any defense by you of a third-party claim at your request and expense. You will have sole responsibility to defend Investelite Research Investment Advisor against any claim, but you must receive Investelite Research Investment Advisor prior written consent regarding any related settlement. The terms of this provision will survive any termination or cancellation of this Agreement or your use of the Website or Products.
Investelite Research Investment Advisor believes strongly in protecting user By using this Website or ordering Products, you acknowledge that you have read and agree to be bound by this Agreement and all terms and conditions on this Website Privacy. Please refer to Investelite Research Investment Advisor privacy policy, incorporated by reference herein, posted on the Website.
By using this Website or ordering Products, you acknowledge that you have read and agree to be bound by this Agreement and all terms and conditions on this Website.
Force Majeure: Investelite Research Investment Advisor will not be deemed in default hereunder or held responsible for any cessation, interruption or delay in the performance of its obligations hereunder due to earthquake, flood, fire, storm, natural disaster, act of God, war, terrorism, armed conflict, labor strike, lockout, or boycott.
Cessation of Operation: Investelite Research Investment Advisor may at any time, in its sole discretion and without advance notice to you, cease operation of the Website and distribution of the Products.
Entire Agreement: This Agreement comprises the entire agreement between you and Investelite Research Investment Advisor and supersedes any prior agreements pertaining to the subject matter contained herein.
Effect of Waiver: The failure of Investelite Research Investment Advisor to exercise or enforce any right or provision of this Agreement will not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect.
Governing Law; Jurisdiction: This Website originates from Mumbai, Maharashtra. This Agreement will be governed by the laws of the State of Maharashtra without regard to its conflict of law principles to the contrary. Neither you nor Investelite Research Investment Advisor will commence or prosecute any suit, proceeding or claim to enforce the provisions of this Agreement, to recover damages for breach of or default of this Agreement, or otherwise arising under or by reason of this Agreement, other than in courts located in Mumbai, Maharashtra. By using this Website or ordering Products, you consent to the jurisdiction and venue of such courts in connection with any action, suit, proceeding or claim arising under or by reason of this Agreement.
Waiver of Class Action Rights: By entering into this agreement, you hereby irrevocably waive any right you may have to join claims with those of other in the form of a class action or similar procedural device. Any claims arising out of, relating to, or connection with this agreement must be asserted individually.
Termination: Investelite Research Investment Advisor reserves the right to terminate your access to the Website if it reasonably believes, in its sole discretion, that you have breached any of the terms and conditions of this Agreement. Following termination, you will not be permitted to use the Website and Investelite Research Investment Advisor may, in its sole discretion and without advance notice to you, cancel any outstanding orders for Products. If your access to the Website is terminated, Investelite Research Investment Advisor reserves the right to exercise whatever means it deems necessary to prevent unauthorized access of the Website. This Agreement will survive indefinitely unless and until Investelite Research Investment Advisor chooses, in its sole discretion and without advance to you, to terminate it.
Domestic Use: Investelite Research Investment Advisor makes no representation that the Website or Products are appropriate or available for use in locations outside India. Users who access the Website from outside India do so at their own risk and initiative and must bear all responsibility for compliance with any applicable local laws.
Assignment: You may not assign your rights and obligations under this Agreement to anyone. Investelite Research Investment Advisor may assign its rights and obligations under this Agreement in its sole discretion and without advance notice to you.
BY USING THIS WEBSITE OR ORDERING PRODUCTS FROM THIS WEBSITE YOU AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT.
ALL SALES OF SUBSCRIPTION PRODUCTS ARE FINAL.
For enjoying uninterrupted services the customer is responsible for the timely payment of the renewal fee.
Your total price will include the amount of the product plus any applicable tax; such tax is based on the tax rate in effect at the time you subscribe to the product.
Prices for products offered on the website may change at any time and we do not provide price protection or refunds in the event of a price reduction or promotional offering.
As per SEBI guidelines, the client is entitled to claim refund during the tenure of his subscription for the unexpired period excluding GST and fees of one quarter. The Fees of one quarter will be charged as breakage fee. Following samples can be referred for better clarity:
Refundable amount = Fees paid excluding GST* (-) One quarter breakage fees (-) Fee for used period
*Please note that GST is non refundable.
Example 1:
Mr. Trader availed subscription of Value services on Aug 1 and paid the fees of Rs.34,000 for two quarters in advance. Mr. Ram wishes to terminate the services and requests for refund of subscription amount on Aug 10.
Fees Paid | 34000 |
---|---|
Used period Fee deducted | 1888.88 |
Breakage Fee Deducted (One Quarter) | 17000 | Applicable Refund | 15111.11 |
Fees Paid | 34000 |
---|---|
Used period Fee deducted | 5666.66 |
Breakage Fee Deducted (One Quarter) | 17000 |
Applicable Refund | 11333.34 |
Reports provided upon subscription are solely for the subscriber’s own investment purpose. Any act of copying, reproducing, distributing or sharing our research report on social media/with any other person whether wholly or in part for any purpose without the prior written consent of Research and Ranking is strictly prohibited and shall be deemed to be copyright infringement. The Research reports are unique as per the risk profile of the customer. Necessary legal action will be taken for such breach.
What is an eMandate?
e-Mandate is a payment service initiated by RBI and the National Payments Corporation of India (NPCI). A mandate is a standard instruction to automatically debit the instructed amount from your bank account. The mandate is also known as NACH (NACH stands for National Automated Clearing House).
My eMandate setup failed. How should I set it up?
eMandate registration could fail due to multiple reasons like authentication failure, incorrect login details, premature closure of registration screen etc.
In such cases, verify all your details and retry. If you are still not able to register successfully, get in touch with your Wealth counselor or email at support@researchandranking.com and we will guide you through the process.
How do I cancel my eMandate?
You can disable auto-pay anytime to stop the payment using your banking account. If you want to cancel your mandate, you can do it by yourself using our feature “Cancel eMandate'' in your assigned dashboard. You can also get in touch with our support team at support@investelite.in and we will guide you through the process.